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Frequently Asked Questions (FAQs)

The mission of the CFC is to support and to promote philanthropy through a voluntary program that is employee-focused, cost-efficient and effective in providing all Federal employees the opportunity to improve the quality of life for all.

The following Frequently Asked Questions (FAQs) and general topics of interest about the CFC are provided by the Office of Personnel Management (OPM). Click the question you are interested in to go directly to that section:

What is the CFC?

The Combined Federal Campaign (CFC) is the only authorized solicitation of Federal employees in their workplaces on behalf of approved charitable organizations.

The CFC was created in 1961 to coordinate the fundraising efforts of various charitable organizations so that the Federal donor would only be solicited once in the workplace and have the opportunity to make charitable contributions through payroll deduction.

Federal employees continue to make the CFC the largest and most successful workplace philanthropic fundraiser in the world. Continuing a long-standing tradition of selfless giving, in 2014, Federal employees raised over $193 million dollars for charitable causes around the world.

Structure of the CFC

The CFC is made up of 141 local campaigns that organize the annual fundraising effort in Federal workplaces in the United States and abroad.

Each local campaign is managed by a Local Federal Coordinating Committee (LFCC), which serves as a "Board of Directors" for the local campaign. The LFCC is comprised of Federal employees and representatives of labor unions with Federal employees as members. The LFCC is responsible for the oversight of the local CFC. In conformance with CFC regulations and policies, the LFCC makes admission determinations for local charities and selects a Principal Combined Fund Organization (PCFO) to administer the day-to-day operations of the campaign and to serve as its fiscal agent.

The Office of Personnel Management (OPM) regulates the CFC and provides guidance and oversight to the local campaigns (LFCCs and PCFOs).

Public Accountability

OPM is accountable for assuring Federal employees that their designations are honored and distributed to the charitable organizations of their choice. OPM achieves this in several ways.

  1. OPM maintains strict eligibility and public accountability criteria that all participating CFC charities must meet. For details, see CFC Regulations in 5 CFR Part 950 at .
  2. On an annual basis, OPM makes admission decisions for all national and international charity applicants and it resolves local charity admission appeals.
  3. OPM sets strict requirements and provides on-going guidance for the activities and conduct of the LFCC and the PCFO. The fiscal integrity of the campaign is verified by OPM compliance audits and the annual review of local campaign audits that PCFOs are required to have completed by an independent CPA.

The CFC Charity List

The Charity List is a paper or web-based display of national, international, and local organizations that have met CFC eligibility requirements. A sample charity listing is shown below with key elements shown in italics. Key elements include: the organization's five-digit CFC code, the legal name in parentheses shown if it is "doing business as" under another name, the employer identification number (EIN), a 25-word statement of purpose (except in abbreviated listings), its administrative and fundraising expense rate (AFR), and its Service Categories (Taxonomy Codes).

Sample Charity Listing

11405     ABC Charity (Alpha-Charity) 800-555-5555                         EIN#12-3456789 ABC Charity attacks the causes of hunger and poverty by promoting effective and innovative community-based solutions that create self-reliance, economic justice, and food security. 15.8% P,S,K

Making Informed Giving Decisions

The EIN, AFR, and the Service Categories are included to help donors identify organizations that meet their interests and performance standards.

The Employer Identification Number (EIN) is issued by the Internal Revenue Service (IRS). It can be used for obtaining additional information about an organization from the IRS (877-829-5500). Please note: Some organizations may be covered under an umbrella organization's tax exemption status and EIN or may not be required to have an EIN.

The Administrative and Fundraising Rate (AFR) represents the percentage of dollars spent on administering the charity. It is calculated as a percentage of the organization's total support and revenue. Donors concerned about an excessive AFR should contact the organization and/or review its IRS Form 990, which is available to the public, for a complete explanation. Each situation is unique. Donors may contact the charity directly and/or industry oversight organizations in order to better understand the financial status, service delivery record, and governance policies of the charity before donating.

The Service Categories (Taxonomy Codes) categorize the types of services that most charitable organizations offer. Charities self-select up to three alpha-codes (shown below) for inclusion in the CFC charity list. Charities that did not select at least one category are assigned "Z" for the "Other" category.

The 26 service categories are derived from the National Taxonomy of Exempt Entities (NTEE) classification system. This system, developed by the National Center for Charitable Statistics, is widely used in the nonprofit community.

Service Categories (Taxonomy)

A - Arts, Culture, and Humanities
B - Education
C - Environment
D - Animal Related
E - Health Care
F - Mental Health & Crisis Intervention
G - Voluntary Health Associations & Medical Disciplines
H - Medical Research
I - Crime & Legal Related
J - Employment
K - Food, Agriculture & Nutrition
L - Housing & Shelter
M - Public Safety, Disaster Preparedness & Relief
N - Recreation & Sports
O - Youth Development
P - Human Services 
Q - International, Foreign Affairs, National Security
R - Civil Rights, Social Action & Advocacy
S - Community Improvement & Capacity Building
T - Philanthropy, Voluntarism & Grantmaking Foundations
U - Science & Technology 
V - Social Science 
W - Public & Societal Benefit
X - Religion-Related
Y - Mutual & Membership Benefit 
Z - Unknown

For additional guidance on selecting charities, visit the CFC website at

For more information about the CFC, including details on the public accountability standards for participating charities, how to contact your local CFC campaign, and more, visit the CFC Home Page at

Can I give to a participating CFC charity that is not listed in my local CFC Charity List?

Yes. Beginning in 2014, donors may make a pledge to any of the 22,000+ charities that applied for and were approved to participate in their respective CFC regions. This is commonly referred to as Universal Giving. You can search through an online list of all charities available at or on the homepage of this website You can make your pledge by entering the five-digit code on your local campaign region's pledge form. Additionally, you can search for and make a pledge to any charity using electronic giving, where available.

Do I have to give through the CFC?

No. Participation in the CFC is strictly voluntary.

Coercion is forbidden. You have the right to not be improperly influenced regarding your decision to give or not through the CFC. Prohibited practices include, but are not limited to: supervisors soliciting the employees they supervise, setting 100% participation goals, providing and using donor lists for purposes other than the routine collection of contributions, establishing personal dollar goals and quotas, and developing and using lists to identify non-contributing employees.

If you prefer, you may donate to the CFC anonymously by placing your confidential gift in a sealed standard envelope.

Civilian employees my register complaints about coercion with the LFCC and contact their personnel offices; military or civilian personnel in the Department of Defense (DoD) should contact the LFCC or their commanding officers. If the issue is not resolved satisfactorily, military personnel may also contact DoD Washington Headquarters Services at (703) 601-0219.

Can I specify which organization will receive my contribution?

Yes, the CFC is a donor-designated campaign. By designating the five-digit code of the charity of your choice, you ensure that your donation goes to meet the needs that you feel are most important. Simply designate the organization(s) of your choice where indicated on your pledge form by entering the five-digit code and the amount you wish to pledge. Additional designations may be completed on a second pledge form. Except for documented expenses for the operation of the local CFC and unfulfilled pledges, all contributions are distributed as designated.

There is no limit to the amount of contributions an organization my receive through the CFC. There is also no limit to the number of participating charities to which you may designate a contribution. To give to more organizations than can be added to the pledge form, complete additional pledge forms and staple them together. The top pledge form must contain the sum of all pledges.

You cannot designate to an organization that has not been approved for participation in the 2015 CFC. Adding organizations that do not appear in your local CFC Charity List or in the "Universal Giving Search Tool" at is prohibited by CFC regulations and donations to such organizations will be treated as undesignated funds. In addition, pledges made using anything other than the assigned five-digit codes cannot be honored and will be treated as undesignated funds. For an explanation on how undesignated funds are distributed, please see the answer to "What if I choose not to specify an organization or federation to receive my CFC contribution?" below. 

What are federations and independent organizations?

A federation is a charitable organization that provided common fundraising, administrative, and management services to its member organizations. Member organizations may pay dues or fees to that federation as a service charge. Federations may deduct these dues/fees from CFC pledge prior to disbursement to member charities. Independent organizations are not members of a federation and participate in the CFC on their own.

For additional information on a particular federation and any dues/fees paid by its members, either contact the federation, its members, or review the federation's annual report.

How do I designate a federation, or alternatively, one of its members to receive my contribution?

If you wish to designate all or some portion of your contribution to a federation, please record that federation's corresponding five-digit code number on your pledge form. The federation name will be listed at the top of the list of the federation's member organizations. Contributions designated to a federation will be shared in accordance with the federation's policy. If you wish to designate all or some portion of your contribution to an affiliated federation member organization, please record the affiliate organization's corresponding five-digit code number on your pledge form.

How do I designate an independent organization to receive my contribution?

You may wish to designate to an independent organization that is not affiliated with a federation. Simply enter that organization's five-digit code number on your pledge form.

What if I choose not to specify an organization or federation to receive my CFC contribution?

All funds contributed to the CFC that are not designated to a specific organization or federation will be treated as undesignated funds and distributed to all organizations listed in the CFC Charity List in the same proportion as they received designations. Organizations that do not receive designated dollars cannot receive any portion of the undesignated distribution. In the Combined Federal Campaign-Overseas, undesignated funds, up to six percent of the campaign gross, are returned to overseas military installations and invested in quality of life improvement programs through Family Support and Youth Programs (FSYP).

What happens if the organization I select goes out of business before all funds have been dispersed?

The CFC will disburse funds to designated charities until it is notified that the organization is unable to accept any further funds due to closure. The remaining designation to the organization will be disbursed as undesignated funds.

What is the payroll deduction option?

Payroll deduction makes it convenient for you to give by spreading your contribution across the entire year. Last year, more than 91% of all CFC funds raised were made through payroll deduction. Payments on payroll deduction pledges begin on the first pay period beginning in January and conclude with the last pay period beginning in December. There is no simpler way for you to make good things happen for so many people than to contribute using payroll deduction. Payroll deduction helps you to care for your community and your world.

Will I receive a receipt for my contribution?

You should keep a copy of your pledge form as well as your pay statements (if you made a payroll deduction contribution) as a receipt of your pledge. A Federal employee who makes a onetime (cash, check, or money order) contribution must maintain a bank record and a copy of the pledge form to show the name of the organizations contributed to, the date of the contribution, and the amount of the contribution. Local campaigns can be found using the Campaign Locator search feature on the CFC website at You should consult a tax advisor to determine if additional verification of the donation is required by the IRS.

What are the costs of the campaign?

Local campaign costs vary among the 141 CFC regions. The average amount of expenses related to pledges in the 2013 campaign period (the most recently available) was 12%. The expense ratio for the CFC-Overseas for the 2013 campaign period was 13%. These funds are required to print materials, train volunteers, audit contributions, and other administrative duties. All local campaign costs are reviewed and approved by the LFCC governing the local campaign. On average, this cost is low compared with other fundraising campaigns; therefore, donating to a charity through the CFC ensures every dollar you pledge goes a very long way toward helping others.

What is online pledging or eGiving?

Online pledging and eGiving, in general terms, mean that donors have the additional pledging tools of the charity list and pledge form available to them online or on the internet or intranet. Currently, several local campaigns offer online charity lists and secure pledge transactions through the Employee Express (EEX) and/or myPay HR systems. Other campaigns have web-based charity lists and downloadable pledge forms. This paperless process is one way CFC is striving to "go green" and reduce administrative costs related to the processing of pledges.

The CFC-Overseas offers an online charity list, an online charity search function, a link to DFAS myPay for electronic payroll allotments and eGiving for onetime or recurring pledges using a credit card, debit card or direct transfer from a bank account.

Visit the CFC Homepage

For information about the CFC, including details on the public accountability standards for participating charities, how to contact your local CFC campaign, and more, visit the CFC homepage at

Can appropriated funds and/or campaign funds be used to provide food and beverage at campaign events?

No. The March 2012 Directive from OPM prohibited the use of CFC funds to pay for food or entertainment expenses. A recent report from the Government Accountability Office (GAO) found that "Appropriated funds are not available to pay for food at Combined Federal Campaign (CFC) kick-off event. Food is a personal expense." Federal employees who wish to donate food to a CFC even may do so. However, these individuals cannot be reimbursed for any expenses related to the preparation or transportation of the food. Additionally, private businesses may not sponsor food and entertainment related expenses.